We want to be your bank.

First National Bank and Trust offers a full range of commercial loans to meet the needs of your business. Taking a personalized approach, loan officers create solutions to support the financial health of your company.

With a focus on developing a lending relationship based on working closely with your business, First National Bank and Trust develops financing, cash management and growth opportunities tailored to your needs.

Commercial Term Loans:

Gain access to capital you need to invest in your business, with terms to fit your cash flow:

• Working capital
• Equipment and vehicle purchase
• Facilities purchase or expansion

Commercial Line of Credit:

Whether they are seasonal or short-term credit needs, you can access a line of credit to control the funds you borrow, the timing of advances, and you can even reuse the available credit as you make payments for any business need:

• Increase inventory
• Finance receivables
• Take advantage of supplier discounts

Commercial Mortgages:

Your physical location is central to your success. First National Bank and Trust’s real estate program offers flexible financing to equip your company with the solutions you need:

• Purchase commercial real estate
• Refinance commercial real estate
• Remodel or expand current facilities

Government Guaranteed Loans:

First National Bank and Trust partners with the Small Business Administration (SBA) to offer even more flexibility to the commercial borrower.

• First National Bank and Trust is a designated SBA Express Loan Lender
• The Low Doc program offers a short application and quick approval
• The SBA 7-a program is available for larger loan amounts
• The 504 Program funds fixed asset purchases at investment market rates

At First National Bank and Trust, your business is a vital part of our business. Allow us to be a partner in building the business of your dreams.

All loans are subject to credit approval.